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College Majors With the Best Return on Investment (ROI)

Sarah Jimenez

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Photo by John Guccione
Photo: John Guccione

Engineering and health-care majors top the list for ROI.

It’s no secret that college is expensive.

Both private and public institutions ranked by U.S. News saw tuition increases for the 2022-2023 academic year, according to data submitted in an annual survey.

Average tuition and fees at ranked private universities was about $40,000, while ranked public universities cost nearly $23,000 for out-of-state students and $10,500 for in-state students.

In turn, the average student loan debt continues to rise, currently clocking in at about $30,000 per borrower, according to U.S. News data.

Though students may encounter difficulties paying for it, college is a worthwhile investment when done wisely, experts say.

In 2021, the median weekly wage for full-time workers age 25 and older who had at least a bachelor’s degree was $1,334, compared to $809 for those with only a high school diploma and no college, according to data from the U.S. Bureau of Labor Statistics.

What a student studies can further affect the calculation.

Certain degrees yield a better return on investment than others, according to data from the Georgetown University Center on Education and the Workforce.

Degrees in science, technology, engineering and mathematics, known collectively as STEM, the data shows, are among those with the highest ROI.

“STEM careers continue to offer highly competitive salaries in the job market.”
—Jackson Gruver, Data Analyst at Payscale

[ READ: A Guide to STEM Majors. ]

“STEM careers continue to offer highly competitive salaries in the job market,” Jackson Gruver, a data analyst at online salary database Payscale, wrote in an email.

“These ‘hot’ jobs rely on specialized skill sets that are hard to come by. Such talent scarcity drives up the demand for these workers along with their pay. Whether it’s engineering, medical or data sciences – these laborers will see an abundance of opportunities in the job market that compensate well.”

Georgetown’s CEW analyzed data from the U.S. Department of Education’s College Scorecard to determine a list of 34 degrees with the highest ROI.

It uses four categories to determine which degrees hold the most economic value:

  1. median monthly earnings net of debt
  2. median monthly debt payments
  3. median annualized earnings net of debt
  4. median debt

Payscale also tracks salary data by analyzing survey results from the past 10 years of nearly 3.5 million respondents with either an associate degree or bachelor’s degree, reporting both early and mid-career median pay for specific majors.

Degrees With the Highest ROI

Engineering tops both the CEW and Payscale lists for best return on investment.

Engineering degree holders have median monthly earnings of $6,000, or $72,200 per year, after debt payments – which average $240 per month – have been paid off, according to CEW data.

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Engineering technologies/technicians ranks fourth, with median earnings of $5,100 per month or $61,800 per year, after median monthly debt payments of $230.

According to Payscale data, here are some specific engineering majors in bachelor’s degree programs that result in high incomes … [ keep reading on U.S. News & World Report ]

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Lifestyle

Manifesting Abundance: Ancient Rituals for Modern Times

Alex Masters

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Introduction

The Timeless Quest for Abundance

Since time immemorial, humans have sought to manifest abundance in their lives. This quest transcends mere material wealth, encompassing a yearning for prosperity, health, and fulfillment. It’s a universal aspiration, deeply rooted in our collective psyche, driving us to seek out ways to transform our dreams into reality.

Bridging Ancient Wisdom with Modern Needs

In our relentless pursuit of abundance, we often overlook the profound wisdom of our ancestors. The ancient rituals, once the cornerstone of civilizations, hold the key to unlocking the secrets of manifestation. By bridging these age-old practices with our contemporary needs, we can tap into a reservoir of untapped potential.

The Essence of Manifestation

Understanding Manifestation: More Than Mere Wishing

Manifestation is often misconceived as a mere act of wishing. However, it’s a nuanced process that involves aligning one’s intentions with the universe’s energy. It’s about creating a synergy between thought, emotion, and action to bring about a desired outcome.

The Role of Ancient Rituals in Modern Manifestation

Ancient rituals are not just relics of the past; they are powerful tools for modern manifestation. These rituals, rich in symbolism and intention, help in focusing our energy and intention, acting as conduits to the universe’s abundance.

Learn more about this powerful manifestation practice.

Ancient Rituals Across Cultures

Egyptian Rituals for Prosperity

The Egyptians were masters of the metaphysical, their rituals intricate ceremonies aimed at invoking the gods’ favor. Their practices, from the opulent temples to the hieroglyphs, were designed to attract prosperity and protect their wealth.

Greek Oracles: Deciphering Divine Messages

Greek oracles were revered mediums, believed to communicate directly with the gods. Through their cryptic pronouncements, they guided individuals and states towards abundance and success, their words a blend of divine insight and human wisdom.

Native American Rituals: Harmony and Abundance

Native American tribes believed in living in harmony with nature, their rituals a testament to this philosophy. Their ceremonies, often invoking the spirit world, were aimed at ensuring a balance that brought about abundance and well-being.

Adapting Ancient Rituals in Today’s World

Modern Interpretations of Age-Old Practices

Adapting these ancient rituals doesn’t mean replicating them verbatim. Instead, it’s about understanding their essence and applying their principles in a contemporary context, making these timeless practices relevant in today’s world.

Balancing Tradition and Innovation

While honoring the traditional aspects of these rituals, there’s room for innovation. This balance ensures that the rituals remain potent and meaningful, resonating with our modern sensibilities and lifestyles.

The Science Behind Manifestation

Psychology Meets Spirituality: How Belief Shapes Reality

The intersection of psychology and spirituality in manifestation is fascinating. Our beliefs, often shaped by our mental and emotional states, play a crucial role in shaping our reality. By understanding this interplay, we can harness our mind’s power to manifest abundance.

The Quantum Perspective: Energy and Intention

Quantum physics offers a compelling perspective on manifestation. It posits that our intentions can influence the energy field around us, thereby affecting the material reality. This scientific viewpoint gives a new dimension to the ancient art of manifestation.

Learn more about this powerful manifestation practice.

Preparing for Rituals

Creating a Sacred Space

The first step in any ritual is creating a sacred space. This space, be it a physical location or a mental sanctuary, serves as a grounding point where one can focus their energy and intentions without distractions.

The Importance of Mental Clarity and Focus

Mental clarity and focus are paramount in rituals. They ensure that your intentions are pure and directed, creating a powerful resonance with the universe’s energies.

Rituals for Financial Abundance

Rituals for Attracting Wealth

Specific rituals, steeped in tradition, are dedicated to attracting wealth. These rituals often involve symbols and actions that are believed to draw financial prosperity and ward off economic misfortune.

Prosperity Symbols in Ancient Rituals

Symbols play a crucial role in rituals for financial abundance. From coins to cornucopias, these symbols serve as physical representations of wealth, amplifying the ritual’s intention.

Manifesting Health and Vitality

Ancient Healing Rituals

Health and vitality have always been central to human concerns. Ancient healing rituals, harnessing the power of herbs, chants, and symbolic actions, were aimed at restoring balance and promoting physical and mental well-being.

Modern Adaptations for Health Manifestation

In modern times, these ancient healing rituals have been adapted to suit our contemporary understanding of health. They combine traditional wisdom with modern practices, offering holistic approaches to wellness.

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Cultivating Love and Relationships

Love Rituals from Ancient Civilizations

Love, an eternal pursuit, was often the focus of ancient rituals. Civilizations from across the globe had their unique practices and ceremonies to attract love and foster strong relationships.

Adapting Rituals for Modern-Day Relationships

Today, these love rituals can be adapted to help individuals navigate the complexities of modern relationships. They offer insights and tools to attract love and build lasting bonds.

Integrating Rituals into Daily Life

Daily Practices for Continuous Abundance

Incorporating these rituals into daily life can create a continuous stream of abundance. These practices, ranging from simple affirmations to elaborate ceremonies, help maintain a connection with the universe’s abundance.

Making Time for Rituals in a Busy World

In our fast-paced lives, making time for rituals can be challenging. However, setting aside even a few minutes each day can have a profound impact, keeping the channels of manifestation open.

Overcoming Common Misconceptions

Debunking Myths About Manifestation

There are many misconceptions about manifestation that can hinder its practice. By debunking these myths, we can approach manifestation with a clearer understanding and greater effectiveness.

Embracing a Holistic View of Ancient Rituals

Understanding that these rituals are more than just superstitious practices is crucial. They are holistic systems that encompass physical, mental, and spiritual aspects, offering a comprehensive approach to manifestation.

Success Stories: Real-Life Transformations

Inspiring Accounts of Manifestation Success

Real-life success stories serve as powerful testaments to the effectiveness of these ancient rituals. They inspire and motivate, showcasing the profound impact of these practices on individuals’ lives.

How Ancient Rituals Changed Lives

The transformative power of these rituals is evident in the lives they have changed. From financial turnaround to improved health and relationships, these stories illustrate the tangible benefits of incorporating ancient wisdom into modern practices.

Learn more about this powerful manifestation practice.

Further Learning and Exploration

Deepening Your Understanding of Ancient Rituals

For those intrigued by these practices, there’s a wealth of knowledge to explore. Delving deeper into the history and nuances of these rituals can enhance your practice and understanding.

Discover the Secret 1-Minute Divine Prayer for Manifestation

For more in-depth exploration and practical guidance, discover the secret 1-minute divine prayer that people have been using to manifest love, health, and wealth.

Takeaway

The Ongoing Journey of Manifestation

Manifesting abundance is a continuous journey, not a destination. It involves constant learning, practicing, and evolving, keeping in tune with the universe’s rhythms and our inner selves.

Embracing Ancient Wisdom in the Modern Era

In our modern era, where technology and tradition converge, embracing ancient wisdom offers a unique pathway to fulfillment and abundance. By integrating these time-honored practices into our lives, we open ourselves to a world of limitless possibilities.

Learn more about this powerful manifestation practice.

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Home & Garden

CREATIVE & EASY Ways to Display Houseplants | Indoor Plant Styling

DORAL 360

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Photo: DORAL 360

Hey there, plant lovers! Get ready for some awesome inspiration on how to style the perfect plant shelf while staying within your budget. In this fun-filled video, I’ll show you a bunch of fantastic ideas that will make your shelf the envy of all your friends!

We’ll dive into a variety of amazing plant options, like the gorgeous philodendron and the adorable peperomia. Trust me, these plants will bring so much life and charm to your shelf! And the best part? You won’t have to break the bank to create a jaw-dropping display.

Whether you’re a plant guru or just starting your green adventure, we’ve got you covered. I’ll spill all my secrets on how to arrange your plants in a way that looks absolutely stunning together. We’re talking about creating a picture-perfect plant oasis right in your own home!

If you’re itching to add a plant shelf to your space or seeking tips on how to make your current one pop, this video is a total must-watch. I’ll walk you through step-by-step, showing you how to style a plant shelf that will make your home feel like a botanical wonderland—all without breaking your piggy bank.

Prepare to witness the magical transformation that plants can bring to any room. We’ll unveil the power of greenery as we dive into our best tricks for crafting a plant shelf that’s both visually striking and totally on-trend. Minimalist vibes? We got you covered. Want a lush jungle oasis? We’ve got ideas for that too!

So, let’s dive into this exciting journey of plant shelf styling together! Get ready to create a welcoming and affordable plant display that will turn your home into a cozy haven of nature’s beauty.

Don’t miss out on the fun—watch the video right here and let your creativity run wild: https://youtu.be/CUH3mO8pjkA

Happy planting!

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Food & Drink

Best Cottage Cheesecake You’ll Ever Taste

DORAL 360

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