Engineering and health-care majors top the list for ROI.
It’s no secret that college is expensive.
Both private and public institutions ranked by U.S. News saw tuition increases for the 2022-2023 academic year, according to data submitted in an annual survey.
Average tuition and fees at ranked private universities was about $40,000, while ranked public universities cost nearly $23,000 for out-of-state students and $10,500 for in-state students.
In turn, the average student loan debt continues to rise, currently clocking in at about $30,000 per borrower, according to U.S. News data.
Though students may encounter difficulties paying for it, college is a worthwhile investment when done wisely, experts say.
In 2021, the median weekly wage for full-time workers age 25 and older who had at least a bachelor’s degree was $1,334, compared to $809 for those with only a high school diploma and no college, according to data from the U.S. Bureau of Labor Statistics.
What a student studies can further affect the calculation.
Certain degrees yield a better return on investment than others, according to data from the Georgetown University Center on Education and the Workforce.
Degrees in science, technology, engineering and mathematics, known collectively as STEM, the data shows, are among those with the highest ROI.
“STEM careers continue to offer highly competitive salaries in the job market.”
—Jackson Gruver, Data Analyst at Payscale
“STEM careers continue to offer highly competitive salaries in the job market,” Jackson Gruver, a data analyst at online salary database Payscale, wrote in an email.
“These ‘hot’ jobs rely on specialized skill sets that are hard to come by. Such talent scarcity drives up the demand for these workers along with their pay. Whether it’s engineering, medical or data sciences – these laborers will see an abundance of opportunities in the job market that compensate well.”
Georgetown’s CEW analyzed data from the U.S. Department of Education’s College Scorecard to determine a list of 34 degrees with the highest ROI.
It uses four categories to determine which degrees hold the most economic value:
- median monthly earnings net of debt
- median monthly debt payments
- median annualized earnings net of debt
- median debt
Payscale also tracks salary data by analyzing survey results from the past 10 years of nearly 3.5 million respondents with either an associate degree or bachelor’s degree, reporting both early and mid-career median pay for specific majors.
Degrees With the Highest ROI
Engineering tops both the CEW and Payscale lists for best return on investment.
Engineering degree holders have median monthly earnings of $6,000, or $72,200 per year, after debt payments – which average $240 per month – have been paid off, according to CEW data.
Engineering technologies/technicians ranks fourth, with median earnings of $5,100 per month or $61,800 per year, after median monthly debt payments of $230.
According to Payscale data, here are some specific engineering majors in bachelor’s degree programs that result in high incomes … [ keep reading on U.S. News & World Report ]
CREATIVE & EASY Ways to Display Houseplants | Indoor Plant Styling
Hey there, plant lovers! Get ready for some awesome inspiration on how to style the perfect plant shelf while staying within your budget. In this fun-filled video, I’ll show you a bunch of fantastic ideas that will make your shelf the envy of all your friends!
We’ll dive into a variety of amazing plant options, like the gorgeous philodendron and the adorable peperomia. Trust me, these plants will bring so much life and charm to your shelf! And the best part? You won’t have to break the bank to create a jaw-dropping display.
Whether you’re a plant guru or just starting your green adventure, we’ve got you covered. I’ll spill all my secrets on how to arrange your plants in a way that looks absolutely stunning together. We’re talking about creating a picture-perfect plant oasis right in your own home!
If you’re itching to add a plant shelf to your space or seeking tips on how to make your current one pop, this video is a total must-watch. I’ll walk you through step-by-step, showing you how to style a plant shelf that will make your home feel like a botanical wonderland—all without breaking your piggy bank.
Prepare to witness the magical transformation that plants can bring to any room. We’ll unveil the power of greenery as we dive into our best tricks for crafting a plant shelf that’s both visually striking and totally on-trend. Minimalist vibes? We got you covered. Want a lush jungle oasis? We’ve got ideas for that too!
So, let’s dive into this exciting journey of plant shelf styling together! Get ready to create a welcoming and affordable plant display that will turn your home into a cozy haven of nature’s beauty.
Don’t miss out on the fun—watch the video right here and let your creativity run wild: https://youtu.be/CUH3mO8pjkA
Which is better for self-defense: tasers or pepper spray?
As women, we’ve been taught to fear the world outside. Whether it’s through warnings from our parents or statistics on the news, we know that danger lurks in the shadows. And while we may never know when that danger will strike, we can at least prepare ourselves with self-defense tools. But with so many options available, how do we know which one is right for us?
Today, we’re going to explore two of the most popular options: tasers and pepper spray.
Let’s start with tasers.
When most people think of tasers, they picture a small, handheld device that delivers a jolt of electricity to the attacker, rendering them temporarily incapacitated. And while that may sound like the perfect solution to our self-defense needs, there are a few things to consider before investing in a taser.
Firstly, tasers can be expensive. A quality taser can cost several hundred dollars, and that’s not even factoring in the cost of replacement cartridges. And while the initial cost may seem worth it for the peace of mind that comes with having a powerful self-defense tool, it’s important to remember that a taser is only effective if you can actually use it.
Using a taser requires close proximity to the attacker, which can be risky in itself. Additionally, tasers require a level of skill to use effectively. In the heat of the moment, it can be difficult to remember the correct technique for deploying a taser, which can render the device useless in a critical situation.
Now let’s consider pepper spray.
Pepper spray is a chemical spray that, when deployed, causes intense pain and temporary blindness in the attacker, giving the victim time to escape. Unlike tasers, pepper spray is relatively inexpensive and easy to use. It requires minimal skill or training to deploy effectively, and can be used from a safe distance.
However, pepper spray does have its drawbacks. It’s not as effective on individuals who are under the influence of drugs or alcohol, and can be blown back into the user’s face in windy conditions. Additionally, pepper spray can take several seconds to take effect, which can feel like an eternity in a high-pressure situation.
So which is better for self-defense: tasers or pepper spray?
The answer is neither. Both options have their pros and cons, and ultimately, the best self-defense tool is the one that you feel most comfortable using. The most important thing is to invest in a tool that you feel confident using and to practice deploying it in a safe environment.
Whether it’s a taser, pepper spray, or another option entirely, the goal is to be prepared and empowered to defend ourselves in any situation.
Here is a list of places where you can buy tasers or pepper spray online:
- Amazon has a wide variety of self-defense products available, including tasers and pepper spray.
- Self Defense Products is an online store that specializes in self-defense tools, including tasers and pepper spray.
- Taser is the manufacturer of the popular taser brand of stun guns, and they sell their products directly on their website.
- SABRE is a well-known brand of pepper spray, and they sell their products on their website as well as on Amazon.
- Damsel in Defense is an online store that specializes in self-defense products for women, including tasers and pepper spray.
- Security Pro USA is an online store that sells a variety of self-defense products, including tasers and pepper spray.
- The Home Security Superstore is an online store that specializes in home security products, including tasers and pepper spray.
- Cabela’s is a hunting and outdoor store that sells a variety of self-defense products, including tasers and pepper spray, on their website.
- OpticsPlanet is an online store that specializes in outdoor and tactical gear, including tasers and pepper spray.
- Walmart sells a variety of self-defense products, including tasers and pepper spray, on their website.